Read-only Increase banking observability plus one safe non-money-moving write, for AI agents. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.
Turn on the Increase connector, then ask in plain words. The AI picks the tools.
For finance and operations teams who monitor their bank accounts and transfers with Increase.
Lists your bank accounts and reads the current and available balance of each. A balance as of an earlier point in time can be requested.
Lists settled transactions filtered by account, category and created date range, and totals them by category.
Lists transactions that have not settled yet and transactions that were declined, per account, so you can see what is stuck or refused.
Lists ACH, wire, check and Real-Time Payments transfers per account. This server only reads transfers and never creates them.
Looks up a 9-digit ABA routing number and shows whether that bank supports ACH, Real-Time Payments and wire.
Lists the external accounts already registered, then adds a new counterparty account. It creates a record only and moves no money.
Changes dataThe login page asks for your Increase API key.
Find it in the Increase dashboard → Developers → API keys. Your key is used only to call the API on your behalf and to derive a private account id; it is never shown to anyone.
Team and Enterprise: an Owner adds the connector for the organization first.
No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.
Run this command, then run /mcp in Claude Code to log in:
Add to Cursor or add this to ~/.cursor/mcp.json:
{
"mcpServers": {
"increase": {
"url": "https://increase.usefulapi.io/mcp"
}
}
} Add to VS Code or add this to .vscode/mcp.json:
{
"servers": {
"increase": {
"type": "http",
"url": "https://increase.usefulapi.io/mcp"
}
}
} Run these commands. The second one opens the login page:
Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.
Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Increase API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.
| Plan | Price | Limit |
|---|---|---|
| Free | $0 | 50 tool calls / month |
| Pro | $9/mo · $90/yr | 10,000 tool calls / month |
| Pro+ | $39/mo · $390/yr | 100,000 tool calls / month |
Each paid plan covers this Increase server only. Ask your AI to run increase_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with increase_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with increase_upgrade before then undoes the cancel. Or write to [email protected].
increase_list_accountsincrease_get_accountincrease_get_account_balanceincrease_list_account_numbersincrease_list_transactionsincrease_get_transactionincrease_list_pending_transactionsincrease_list_declined_transactionsincrease_list_ach_transfersincrease_get_ach_transferincrease_list_wire_transfersincrease_list_check_transfersincrease_list_real_time_payments_transfersincrease_list_cardsincrease_list_entitiesincrease_list_external_accountsincrease_lookup_routing_numberincrease_create_external_accountincrease_usage_statusincrease_request_featureincrease_upgradeincrease_cancel_subscriptionCheck the balance of each bank account. Review settled transactions in a date range. Review pending and declined transactions. Check the status of outgoing transfers. Check which payment services a routing number supports. Register an external bank account. See what you can do for the details.
No. usefulapi is an independent service. It is not affiliated with or endorsed by Increase. The server calls the Increase API with your own Increase access, so it sees only the data that your account can see.
Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.
The login page asks for your Increase API key. See Before you connect for where to find it.
No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Increase API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.
The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Increase API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Increase.
Yes, if you approve it. 1 of the 18 Increase tools can create or change data. The other 17 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.
The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this Increase server only. Cancel any time: your paid plan then runs to the end of the paid period. Run increase_usage_status to see how many calls you used.
Ask the AI to run increase_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run increase_cancel_subscription. Your paid plan continues to the end of the paid period.
Tell the AI what you wanted to do. It can send the request with increase_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.
Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.
This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.
Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.