Papaya Global MCP server

Read wallets, statements, payment groups, beneficiaries and payments in Papaya Global. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect Papaya GlobalFree 50 tool calls / monthPro $9/mo · $90/yr · pricing12 tools

What can I ask?

Turn on the Papaya Global connector, then ask in plain words. The AI picks the tools.

What you can do with Papaya Global in Claude and ChatGPT

For finance teams that pay workers across countries with Papaya Global.

Check the balance of a wallet

List the wallets and read the statement of one wallet.

Review a payment group

List the payment groups and open one to see the payments in it.

Look up a beneficiary

List the beneficiaries and read the details of one.

Trace one payment

Open a payment to read its status and amount.

How do I connect Papaya Global?

Before you connect

The login page asks for your API key, Client secret and Environment.

Papaya Global integration support issues the API key and client secret for the Workforce Payments API. Sandbox and production use different credentials, so pick the matching environment. Your credentials are used only to call the Papaya Global API on your behalf; they are never shown to anyone.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name Papaya Global and this URL, then click Add:
    https://papaya-global.usefulapi.io/mcp
  3. Claude opens the login page: enter your API key, Client secret and Environment.
  4. In a chat, click + → Connectors and turn on Papaya Global.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name Papaya Global and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://papaya-global.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your API key, Client secret and Environment.
  4. In Plugins, install Papaya Global, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http papaya-global https://papaya-global.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "papaya-global": {
      "url": "https://papaya-global.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "papaya-global": {
      "type": "http",
      "url": "https://papaya-global.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add papaya-global --url https://papaya-global.usefulapi.io/mcp
codex mcp login papaya-global

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://papaya-global.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your API key, Client secret and Environment. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Proper user$9/mo · $90/yr10,000 tool calls / month
Pro+per user$39/mo · $390/yr100,000 tool calls / month

Each paid plan covers this Papaya Global server only. Ask your AI to run papayaglobal_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with papayaglobal_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with papayaglobal_upgrade before then undoes the cancel. Or write to [email protected].

Tools 12

Show all 12 tools (the AI picks them for you)

Read only · 8

  • List walletspapayaglobal_list_wallets
    List the payment wallets of the organization with currency, balance, state and funding details. Good first call.
  • Get wallet statementpapayaglobal_get_wallet_statement
    Get the transactions (credits and debits) of one wallet in a date range, with fees and the wallet balance.
  • List payment groupspapayaglobal_list_payment_groups
    List payment groups (pay runs) with their wallet, lock state and tags.
  • Get a payment grouppapayaglobal_get_payment_group
    Get one payment group by id.
  • List beneficiariespapayaglobal_list_beneficiaries
    List the payees (beneficiaries) with name, currency, status and bank details.
  • Get a beneficiarypapayaglobal_get_beneficiary
    Get one beneficiary by id, with status and the next upcoming payment.
  • List paymentspapayaglobal_list_payments
    List payment instructions with amount, approval and execution state. Filter by date, approval and finality.
  • Get a paymentpapayaglobal_get_payment
    Get one payment instruction by id with amount, approval, execution and issues.

Your usefulapi plan · 4

  • Usage status (free-tier meter)papayaglobal_usage_status
    Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
  • Request a missing featurepapayaglobal_request_feature
    Tell usefulapi that the user needs something the Papaya Global tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
  • Upgrade to Pro or Pro+papayaglobal_upgrade
    Get a paid plan for Papaya Global (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
  • Cancel the Pro subscriptionpapayaglobal_cancel_subscription
    Cancel the caller's Papaya Global Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run papayaglobal_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with Papaya Global in Claude or ChatGPT?

Check the balance of a wallet. Review a payment group. Look up a beneficiary. Trace one payment. See what you can do for the details.

Is this an official Papaya Global product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Papaya Global. The server calls the Papaya Global API with your own Papaya Global access, so it sees only the data that your account can see.

Can I connect Papaya Global to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your API key, Client secret and Environment. See Before you connect for where to find them.

Do I put my Papaya Global key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your API key, Client secret and Environment. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Papaya Global credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Papaya Global API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Papaya Global.

Can the AI change my Papaya Global data?

All 8 Papaya Global tools are marked read-only.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this Papaya Global server only. Cancel any time: your paid plan then runs to the end of the paid period. Run papayaglobal_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run papayaglobal_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run papayaglobal_cancel_subscription. Your paid plan continues to the end of the paid period.

What if a Papaya Global tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with papayaglobal_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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