Instamojo MCP server

Read Instamojo payment requests, payments and refunds; create payment links and refund payments. Hosted by usefulapi — connect from Claude, ChatGPT, Cursor, or any MCP client.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name Instamojo and this URL, then click Add:
    https://instamojo.usefulapi.io/mcp
  3. Claude opens the login page: enter your Private API Key and Private Auth Token.
  4. In a chat, click + → Connectors and turn on Instamojo.

Team and Enterprise: an Owner adds the connector for the organization first.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http instamojo https://instamojo.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "instamojo": {
      "url": "https://instamojo.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "instamojo": {
      "type": "http",
      "url": "https://instamojo.usefulapi.io/mcp"
    }
  }
}

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name Instamojo and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://instamojo.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your Private API Key and Private Auth Token.
  4. In Plugins, install Instamojo, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Codex

Run these commands. The second one opens the login page:

codex mcp add instamojo --url https://instamojo.usefulapi.io/mcp
codex mcp login instamojo

Other MCP clients (Windsurf, Cline, Zed and more): add the URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser. Do not add an Authorization header: see Before you connect.

live13 toolsFree 50 tool calls / monthPro $9/mo · $90/yr

Before you connect

The login page asks for your Private API Key and Private Auth Token.

Find both on instamojo.com/integrations. The keys act on your whole account, so treat them like a password. They are used only to call the Instamojo API on your behalf and are never shown to anyone.

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Private API Key and Private Auth Token. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Example prompts

Turn on the Instamojo connector, then ask in plain words. The AI picks the tools.

Tools 13

ToolTypeWhat it does
instamojo_list_payment_requestsread
List payment requests
List the payment requests (payment links) of the account with id, purpose, amount (INR), buyer, status (Pending, Sent, Failed, Completed), short and long URL and timestamps. Paged: use next_page. GET /payment-requests/.
instamojo_get_payment_requestread
Get payment request
One payment request by id, with its status and the payments made against it (the payment ids go to instamojo_get_payment). GET /payment-requests/{id}/.
instamojo_create_payment_requestwrite
Create payment request
WRITE: create a payment request (a payment link) and return its id and URLs (longurl, shorturl) to share with the buyer. Amount is in INR. The buyer is NOT emailed or texted unless send_email / send_sms is true (they then need email / phone). Nothing is charged; the buyer pays on the link. POST /payment-requests/.
instamojo_disable_payment_requestwrite
Disable payment request
WRITE: disable a payment request so its link no longer accepts payments (instamojo_enable_payment_request undoes it). Existing payments are not touched. POST /payment-requests/{id}/disable/.
instamojo_enable_payment_requestwrite
Enable payment request
WRITE: enable a previously disabled payment request so its link accepts payments again. POST /payment-requests/{id}/enable/.
instamojo_get_paymentread
Get payment
One payment by its id (MOJO...): status (Credit = paid, Failed), amount, fees, buyer, instrument (card, UPI, netbanking, wallet), failure reason, payout and the payment request it belongs to. GET /payments/{id}/.
instamojo_list_refundsread
List refunds
List refunds with id (case id), payment id, status, reason type, refund and total amount (INR) and date. Paged: use next_page. GET /refunds/.
instamojo_get_refundread
Get refund
One refund by its id (the case id from instamojo_list_refunds, e.g. C5c0751272). GET /refunds/{id}/.
instamojo_create_refundwrite
Create refund
WRITE (moves money): refund a payment, in full or in part. Instamojo allows only ONE refund per payment, so a partial refund cannot be topped up later. Without confirm: true nothing is sent and the call returns a preview of the refund; ask the user to confirm, then call again with confirm: true. Reason types: RFD = duplicate/delayed payment, TNR = product/service no longer available, QFL = customer not satisfied, QNR = product lost/damaged, EWN = digital download issue, TAN = event was canceled/changed, PTH = problem not described above. POST /refunds/.
instamojo_usage_statusmeta
Usage status (free-tier meter)
Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
instamojo_request_featuremeta
Request a missing feature
Tell usefulapi that the user needs something the Instamojo tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
instamojo_upgrademeta
Upgrade to Pro (unlimited*)
Get Pro: unlimited tool calls (fair use limit: 10,000 a month) on Instamojo (the free tier caps monthly usage). Plans: "monthly" — $9/month; "yearly" — $90/year (2 months free). Cancel any time: Pro then runs to the end of the paid period, so it also suits a one-time job. *A fair use limit applies. For heavy use (near Pro's limit): "plus" or "plus_yearly" — Pro+, $19/month or $190/year, unlimited tool calls (fair use limit: 100,000 a month); an existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Otherwise returns a short link to open in your browser (it opens Stripe Checkout); after payment the account upgrades automatically. Does not count against the meter.
instamojo_cancel_subscriptionmeta
Cancel the Pro subscription
Cancel the caller's Instamojo Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run instamojo_upgrade later to undo the cancel before the period ends. Does not count against the meter.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Proper user$9/mo · $90/yrUnlimited*

*Pro fair use limit: 10,000 tool calls a month on this server. For more, write to [email protected].

Pro covers this Instamojo server only. Subscribe with instamojo_upgrade (it returns a Stripe Checkout link). Cancel any time with instamojo_cancel_subscription: Pro continues to the end of the paid period, with no refund for the current period, and running instamojo_upgrade before then undoes the cancel. Or write to [email protected].

FAQ

Is this an official Instamojo product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Instamojo. The server calls the Instamojo API with your own Instamojo access, so it sees only the data that your account can see.

Can I connect Instamojo to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your Private API Key and Private Auth Token. See Before you connect for where to find them.

Do I put my Instamojo key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Private API Key and Private Auth Token. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Instamojo credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Instamojo API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Instamojo.

Can the AI change my Instamojo data?

Yes, if you approve it. 4 of the 9 Instamojo tools can create or change data. The other 5 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with unlimited tool calls (fair use limit: 10,000 tool calls a month), for this Instamojo server only. Cancel any time: Pro then runs to the end of the paid period. Run instamojo_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run instamojo_upgrade: it returns a Stripe Checkout link. To cancel, run instamojo_cancel_subscription. Pro continues to the end of the paid period.

What if a Instamojo tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with instamojo_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

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