Checkout.com MCP server

Read Checkout.com payments, disputes, reports and payouts. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect Checkout.comFree 50 tool calls / monthPro $9/mo · $90/yr · pricing22 tools

What can I ask?

Turn on the Checkout.com connector, then ask in plain words. The AI picks the tools.

What you can do with Checkout.com in Claude and ChatGPT

For finance and support teams who take card payments with Checkout.com.

Find a payment and read its history

The AI finds payments by reference, opens one payment and lists its actions (authorization, capture, refund, void). You see what happened, latest first.

Review payments from a period

The AI searches payments with query filters and summarizes the amounts and currencies. You get a short overview of the period.

Review open disputes and their deadlines

The AI lists disputes (chargebacks) with filters and opens each one for reason code, amount, deadline and evidence status. You get the ones to answer first.

Capture, refund or void a payment

After the AI checks the payment, it captures an authorized amount, refunds a captured payment in full or in part, or voids an authorization. Money moves, so confirm each step.

Changes data

Create a payment link and check it

The AI creates a hosted Payment Link and gives you the URL to share with the customer. It can read the link's status later.

Changes data

Find settlement and payment reports

The AI lists the reports on your account and opens one to read its metadata and downloadable files.

How do I connect Checkout.com?

Before you connect

The login page asks for your Checkout.com API key.

Create one in Checkout.com → Settings → API. Your token is used only to call the API on your behalf and to derive a private account id; it is never shown to anyone.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name Checkout.com and this URL, then click Add:
    https://checkoutcom.usefulapi.io/mcp
  3. Claude opens the login page: enter your Checkout.com API key.
  4. In a chat, click + → Connectors and turn on Checkout.com.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name Checkout.com and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://checkoutcom.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your Checkout.com API key.
  4. In Plugins, install Checkout.com, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http checkoutcom https://checkoutcom.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "checkoutcom": {
      "url": "https://checkoutcom.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "checkoutcom": {
      "type": "http",
      "url": "https://checkoutcom.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add checkoutcom --url https://checkoutcom.usefulapi.io/mcp
codex mcp login checkoutcom

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://checkoutcom.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Checkout.com API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Pro$9/mo · $90/yr10,000 tool calls / month
Pro+$39/mo · $390/yr100,000 tool calls / month

Each paid plan covers this Checkout.com server only. Ask your AI to run checkoutcom_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with checkoutcom_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with checkoutcom_upgrade before then undoes the cancel. Or write to [email protected].

Tools 22

Show all 22 tools (the AI picks them for you)

Read only · 12

  • Get paymentcheckout_get_payment
    Get the full details of a payment (or payment session) by its id, e.g. 'pay_...'.
  • List payments by referencecheckout_list_payments
    List your business's payments that match a given reference. Checkout.com: GET /payments (query parameters). For richer filtering use checkout_search_payments.
  • Search paymentscheckout_search_payments
    Search payments using flexible query filters (this is a READ — it queries, it does not mutate). Checkout.com: POST /payments/search. Pass a `query` filter object and/or paging fields.
  • Get payment actionscheckout_get_payment_actions
    List all the actions (authorization, capture, refund, void, etc.) associated with a payment, latest first.
  • Get payment linkcheckout_get_payment_link
    Retrieve the details and status of a Payment Link by its id, e.g. 'pl_...'.
  • Get customercheckout_get_customer
    Get a customer's details (email, name, phone, saved instruments) by id 'cus_...' or by email.
  • Get instrumentcheckout_get_instrument
    Get the details of a saved payment instrument (tokenized card / bank account) by id 'src_...'.
  • List disputescheckout_list_disputes
    List disputes (chargebacks) against your business, most-recently-modified first, with optional filters.
  • Get disputecheckout_get_dispute
    Get all the details of a single dispute (reason code, amount, deadline, evidence status) by id 'dsp_...'.
  • List reportscheckout_list_reports
    List the reports available on your account (settlement, payments, etc.) and their details.
  • Get reportcheckout_get_report
    Get the metadata of a specific report (including its downloadable files) by id 'rpt_...'.
  • Get forex ratescheckout_get_forex_rates
    Get the indicative foreign-exchange rates Checkout.com uses (e.g. for card payouts).

Changes data · 6

  • Create paymentcheckout_create_payment
    CREATES a payment (request an authorization, or an immediate capture) — this MOVES MONEY: it charges a card / payment source. Checkout.com: POST /payments. Provide `amount` (minor units), `currency`, and a `source` object such as { type: 'token', token: 'tok_...' }, { type: 'id', id: 'src_...' } (a saved instrument), or { type: 'customer', id: 'cus_...' }.
  • Capture paymentcheckout_capture_payment
    CAPTURES a previously authorized payment — this MOVES MONEY: it settles the (full or partial) authorized amount.
  • Refund paymentcheckout_refund_payment
    REFUNDS a captured payment — this MOVES MONEY BACK to the customer (full or partial).
  • Void paymentcheckout_void_payment
    VOIDS (cancels) a payment that has been authorized but not yet captured — this releases the hold on the customer's funds.
  • Create payment linkcheckout_create_payment_link
    CREATES a hosted Payment Link the customer can pay through — this sets up a way to COLLECT MONEY. Checkout.com: POST /payment-links. Returns a URL to share with the customer.
  • Create customercheckout_create_customer
    CREATES a customer record (which saved instruments and future payments can be attached to). This ADDS data to your account.

Your usefulapi plan · 4

  • Usage status (free-tier meter)checkoutcom_usage_status
    Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
  • Request a missing featurecheckoutcom_request_feature
    Tell usefulapi that the user needs something the Checkout.com tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
  • Upgrade to Pro or Pro+checkoutcom_upgrade
    Get a paid plan for Checkout.com (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
  • Cancel the Pro subscriptioncheckoutcom_cancel_subscription
    Cancel the caller's Checkout.com Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run checkoutcom_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with Checkout.com in Claude or ChatGPT?

Find a payment and read its history. Review payments from a period. Review open disputes and their deadlines. Capture, refund or void a payment. Create a payment link and check it. Find settlement and payment reports. See what you can do for the details.

Is this an official Checkout.com product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Checkout.com. The server calls the Checkout.com API with your own Checkout.com access, so it sees only the data that your account can see.

Can I connect Checkout.com to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your Checkout.com API key. See Before you connect for where to find it.

Do I put my Checkout.com key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Checkout.com API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Checkout.com credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Checkout.com API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Checkout.com.

Can the AI change my Checkout.com data?

Yes, if you approve it. 6 of the 18 Checkout.com tools can create or change data. The other 12 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this Checkout.com server only. Cancel any time: your paid plan then runs to the end of the paid period. Run checkoutcom_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run checkoutcom_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run checkoutcom_cancel_subscription. Your paid plan continues to the end of the paid period.

What if a Checkout.com tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with checkoutcom_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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