Paydirt MCP server

Read, create and update clients, projects and jobs, and log time in Paydirt. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect PaydirtFree 50 tool calls / monthPro $9/mo · $90/yr · pricing20 tools

What can I ask?

Turn on the Paydirt connector, then ask in plain words. The AI picks the tools.

What you can do with Paydirt in Claude and ChatGPT

For freelancers and small agencies that track time and bill clients in Paydirt.

Review clients and their hourly rates

List the clients of the account with their billing details and hourly rates, then read one client.

Review unbilled time for a period

List time logs by date range, user, client or project, and filter for logs that are not billed yet.

Log time against a job

List the jobs, then log time on one job by start and end time, or by duration and date. The record is billable.

Changes data

Set up a new client with a project and job

Create a client, a project under it and a job in that project. Each call creates a new record.

Changes data

Mark a project or job complete

Rename a project or job, or mark it completed or open again.

Changes data

How do I connect Paydirt?

Before you connect

The login page asks for your Paydirt API key.

Find it in Paydirt → Password Settings. Your Paydirt user needs full permissions (Team Settings). The key is used only to call the API on your behalf; it is never shown to anyone.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name Paydirt and this URL, then click Add:
    https://paydirt.usefulapi.io/mcp
  3. Claude opens the login page: enter your Paydirt API key.
  4. In a chat, click + → Connectors and turn on Paydirt.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name Paydirt and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://paydirt.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your Paydirt API key.
  4. In Plugins, install Paydirt, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http paydirt https://paydirt.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "paydirt": {
      "url": "https://paydirt.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "paydirt": {
      "type": "http",
      "url": "https://paydirt.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add paydirt --url https://paydirt.usefulapi.io/mcp
codex mcp login paydirt

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://paydirt.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Paydirt API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Proper user$9/mo · $90/yr10,000 tool calls / month
Pro+per user$39/mo · $390/yr100,000 tool calls / month

Each paid plan covers this Paydirt server only. Ask your AI to run paydirt_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with paydirt_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with paydirt_upgrade before then undoes the cancel. Or write to [email protected].

Tools 20

Show all 20 tools (the AI picks them for you)

Read only · 9

  • List clientspaydirt_list_clients
    List all clients of the account, with billing details and hourly rates.
  • Get a clientpaydirt_get_client
    Get one client by id.
  • List projectspaydirt_list_projects
    List all projects of the account, with their client and completion status.
  • Get a projectpaydirt_get_project
    Get one project by id.
  • List jobspaydirt_list_jobs
    List all jobs of the account, with price, price type, estimate and completion.
  • Get a jobpaydirt_get_job
    Get one job by id.
  • List time logspaydirt_list_time_logs
    List time logs, optionally filtered by date range, user, client, project, job, billable or billed status.
  • Get a time logpaydirt_get_time_log
    Get one time log by id.
  • List userspaydirt_list_users
    List the users of the account (ids, names and emails). Use the ids for user_id filters.

Changes data · 7

  • Create a clientpaydirt_create_client
    Create a client with a business name.
  • Update a clientpaydirt_update_client
    Change the business name of an existing client.
  • Create a projectpaydirt_create_project
    Create a project under a client.
  • Update a projectpaydirt_update_project
    Rename a project or mark it completed or open.
  • Create a jobpaydirt_create_job
    Create a job in a project. price_type 0 = per hour at the job price, 1 = fixed price, 2 = per hour at each user's rate.
  • Update a jobpaydirt_update_job
    Rename a job, move it to another project, or mark it completed or open.
  • Log timepaydirt_create_time_log
    Log time against a job. Give started_at and ended_at, or set duration_only true and give duration (seconds) and date. Defaults to the calling user. Creates a billable record.

Your usefulapi plan · 4

  • Usage status (free-tier meter)paydirt_usage_status
    Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
  • Request a missing featurepaydirt_request_feature
    Tell usefulapi that the user needs something the Paydirt tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
  • Upgrade to Pro or Pro+paydirt_upgrade
    Get a paid plan for Paydirt (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
  • Cancel the Pro subscriptionpaydirt_cancel_subscription
    Cancel the caller's Paydirt Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run paydirt_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with Paydirt in Claude or ChatGPT?

Review clients and their hourly rates. Review unbilled time for a period. Log time against a job. Set up a new client with a project and job. Mark a project or job complete. See what you can do for the details.

Is this an official Paydirt product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Paydirt. The server calls the Paydirt API with your own Paydirt access, so it sees only the data that your account can see.

Can I connect Paydirt to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your Paydirt API key. See Before you connect for where to find it.

Do I put my Paydirt key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Paydirt API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Paydirt credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Paydirt API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Paydirt.

Can the AI change my Paydirt data?

Yes, if you approve it. 7 of the 16 Paydirt tools can create or change data. The other 9 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this Paydirt server only. Cancel any time: your paid plan then runs to the end of the paid period. Run paydirt_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run paydirt_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run paydirt_cancel_subscription. Your paid plan continues to the end of the paid period.

What if a Paydirt tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with paydirt_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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