Pin Payments MCP server

Read Pin Payments charges, refunds, balances, transfers and subscriptions without moving money. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect Pin PaymentsFree 50 tool calls / monthPro $9/mo · $90/yr · pricing39 tools

What can I ask?

Turn on the Pin Payments connector, then ask in plain words. The AI picks the tools.

What you can do with Pin Payments in Claude and ChatGPT

For businesses that use Pin Payments to collect payments and manage subscriptions.

Review charges and their refunds

Find recent charges, inspect a payment and review refunds already issued against it. The server does not charge or refund customers.

Check available and pending balances

Read the account’s available and pending balances by currency, with amounts reported in the currency’s base unit.

Reconcile a transfer with its ledger entries

Find a bank transfer and inspect the charges, fees, refunds and chargebacks that make up its ledger line items.

Review disputes and their activity

Find disputes, inspect their status and deadlines, and review recorded activity before deciding what to handle in Pin Payments.

Inspect a subscription and its ledger

Find a subscription, review its plan and next billing date, and inspect existing ledger credits and debits without changing the subscription.

How do I connect Pin Payments?

Before you connect

The login page asks for your Environment and Pin Payments secret API key.

Find the key in the Pin Payments dashboard under Settings → API Keys. Live and test each have their own keys: choose the matching environment. Pin Payments has no read-only API key: the secret key can create charges, refunds and bank transfers if misused, although this server only sends GET requests. Payment and customer records you request pass to your chosen AI client and its LLM provider. Revoke or replace the key in Pin Payments to stop vendor access. Billing is per secret key and environment; rotating the key starts a new usage and billing identity.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name Pin Payments and this URL, then click Add:
    https://pin-payments.usefulapi.io/mcp
  3. Claude opens the login page: enter your Environment and Pin Payments secret API key.
  4. In a chat, click + → Connectors and turn on Pin Payments.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name Pin Payments and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://pin-payments.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your Environment and Pin Payments secret API key.
  4. In Plugins, install Pin Payments, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http pin-payments https://pin-payments.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "pin-payments": {
      "url": "https://pin-payments.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "pin-payments": {
      "type": "http",
      "url": "https://pin-payments.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add pin-payments --url https://pin-payments.usefulapi.io/mcp
codex mcp login pin-payments

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://pin-payments.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Environment and Pin Payments secret API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Proper API key and environment$9/mo · $90/yr10,000 tool calls / month
Pro+per API key and environment$39/mo · $390/yr100,000 tool calls / month

Each paid plan covers this Pin Payments server only. Ask your AI to run pinpayments_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with pinpayments_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with pinpayments_upgrade before then undoes the cancel. Or write to [email protected].

Tools 39

Show all 39 tools (the AI picks them for you)

Read only · 35

  • Get balancepinpayments_get_balance
    The current Pin Payments account balance: available (ready to transfer) and pending (available plus estimated funds from charges that have not settled yet), per currency, in the currency's base unit (cents for AUD).
  • List chargespinpayments_list_charges
    List charges (card payments), 25 per page: amount (in the currency's base unit, e.g. cents for AUD), currency, description, payer email, status_message/success, total_fees, merchant_entitlement, amount_refunded, captured, settlement transfers, chargebacks flag, metadata. The card is shown only as scheme and last four digits.
  • Search chargespinpayments_search_charges
    Search charges by free text (description, email, metadata, cardholder name, currency, exact amount in the currency's base unit, exact charge/card/refund/customer token) and/or a created-date range.
  • Get chargepinpayments_get_charge
    One charge by token (ch_...), with fees, refunds total, settlement transfer state and chargeback flag.
  • List refunds of a chargepinpayments_list_charge_refunds
    All refunds issued against one charge.
  • List refundspinpayments_list_refunds
    List all refunds, 25 per page: amount (in the currency's base unit), currency, charge token, status_message, error_message, created_at.
  • Get refundpinpayments_get_refund
    One refund by token (rf_...).
  • List authorisationspinpayments_list_authorisations
    List card authorisations (held funds, not yet captured; they expire after seven days) with amount, amount_captured, amount_remaining and expired flags.
  • Get authorisationpinpayments_get_authorisation
    One authorisation by token (auth_...).
  • List customerspinpayments_list_customers
    List stored customers, 25 per page: token, email, first_name, last_name, phone_number, company, notes and the primary card as scheme and last four digits.
  • Get customerpinpayments_get_customer
    One customer by token (cus_...).
  • List a customer's chargespinpayments_list_customer_charges
    Charges made by one customer.
  • List a customer's cardspinpayments_list_customer_cards
    Cards stored for one customer, each shown only as scheme, last four digits and issuing country (no token, expiry or address).
  • List a customer's subscriptionspinpayments_list_customer_subscriptions
    Subscriptions of one customer: state, plan, next billing date, active interval, cancellation time.
  • List depositspinpayments_list_deposits
    List deposits made to the account (amount, currency, bank narration, available_at).
  • Get depositpinpayments_get_deposit
    One deposit by token (dpo_...).
  • List transferspinpayments_list_transfers
    List transfers (payouts to bank accounts), 25 per page: status, amount, debits/credits, paid_at, reference, line item count, bank account (masked) and recipient.
  • Search transferspinpayments_search_transfers
    Search transfers by token, description, amount or recipient details and/or a created-date range.
  • Get transferpinpayments_get_transfer
    One transfer by token (tfer_...).
  • List transfer line itemspinpayments_list_transfer_line_items
    The ledger line items that make up one transfer (charge entitlements, fees, refunds, chargebacks).
  • List recipientspinpayments_list_recipients
    List transfer recipients (name, email, masked bank account).
  • Get recipientpinpayments_get_recipient
    One recipient by token (rp_...).
  • List a recipient's transferspinpayments_list_recipient_transfers
    Transfers paid to one recipient.
  • List disputespinpayments_list_disputes
    List chargeback disputes: category, status, amount, the disputed charge, evidence_required_by and the relevant evidence types.
  • Search disputespinpayments_search_disputes
    Search disputes by status or exact charge token, optionally filtered by status.
  • Get disputepinpayments_get_dispute
    One dispute by token (dis_...).
  • Get dispute activitypinpayments_get_dispute_activity
    The activity feed of one dispute (status changes, ledger entries such as chargeback fees and recoveries).
  • List planspinpayments_list_plans
    List subscription plans: name, amount, currency, interval, trial and setup amounts, subscription counts by state.
  • Get planpinpayments_get_plan
    One plan by token (plan_...).
  • List a plan's subscriptionspinpayments_list_plan_subscriptions
    Subscriptions to one plan.
  • List subscriptionspinpayments_list_subscriptions
    List all subscriptions: state (trial, active, cancelling, cancelled), plan, customer, next_billing_date, active interval, cancelled_at.
  • Get subscriptionpinpayments_get_subscription
    One subscription by token (sub_...).
  • Get subscription ledgerpinpayments_get_subscription_ledger
    The ledger entries (credits and debits) of one subscription.
  • List eventspinpayments_list_events
    The account's event log (charge.captured, refund.created, dispute.updated, ...), each with the affected record (cards masked).
  • Get eventpinpayments_get_event
    One event by token (evt_...).

Your usefulapi plan · 4

  • Usage status (free-tier meter)pinpayments_usage_status
    Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
  • Request a missing featurepinpayments_request_feature
    Tell usefulapi that the user needs something the Pin Payments tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
  • Upgrade to Pro or Pro+pinpayments_upgrade
    Get a paid plan for Pin Payments (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
  • Cancel the Pro subscriptionpinpayments_cancel_subscription
    Cancel the caller's Pin Payments Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run pinpayments_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with Pin Payments in Claude or ChatGPT?

Review charges and their refunds. Check available and pending balances. Reconcile a transfer with its ledger entries. Review disputes and their activity. Inspect a subscription and its ledger. See what you can do for the details.

Is this an official Pin Payments product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Pin Payments. The server calls the Pin Payments API with your own Pin Payments access, so it sees only the data that your account can see.

Can I connect Pin Payments to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your Environment and Pin Payments secret API key. See Before you connect for where to find them.

Do I put my Pin Payments key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Environment and Pin Payments secret API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Pin Payments credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Pin Payments API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Pin Payments.

Can the AI change my Pin Payments data?

All 35 Pin Payments tools are marked read-only.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this Pin Payments server only. Cancel any time: your paid plan then runs to the end of the paid period. Run pinpayments_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run pinpayments_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run pinpayments_cancel_subscription. Your paid plan continues to the end of the paid period.

What if a Pin Payments tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with pinpayments_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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